anonymous until you choose to share
Find out exactly what your stack is costing you.
Two minutes. No name required.
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Where are you right now?
A few quick details so the score reflects your actual situation.
No — all cleared
Yes — one or more
Yes — all current
No — behind
This is educational analysis — results are estimates, not legal or financial advice. I understand that if I choose to share my contact information later, I may receive follow-up communications about my results and available options.
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Your MCA positions
Pull these from your contracts or latest statements. Roughly a minute total.
Please complete advance, factor rate, daily payment, and remaining balance for each position. Funder names are optional.
Crunching your numbers...
One moment.
Calculating your real costDone
Comparing to your industryDone
Scoring your situationDone
Your MCA positions — as entered
Combined daily payment—
Eats this much of your revenue—
What you're really paying (avg APR)—
Total monthly drain—
Total balance remaining—
Where your industry breaks—
You borrowed approximately
$165,000
You'll pay back $230,950 — that's $65,950 in fees on top of what you borrowed.
When the cash typically runs out
Based on your industry's typical expense profile plus your current MCA burden.
The math on your monthly cash flow
Your monthly revenue—
Typical industry operating costs—
Your MCA monthly burden—
Net monthly cash flow—
At your current burn rate, operating cash typically lasts:
—
Before missing a payment becomes likely
Estimate assumes a typical operating cash buffer of two weeks of revenue. Your actual runway depends on your specific reserves.
If a payment is missed, the typical cascade:
Within 24 hours
Collections calls begin from every funder
Day 5 to 15
Default trigger — full balance may be called due
Day 10 to 30
Enforcement escalation — UCC liens, legal filings, payment redirection
Total exposure across your stack: —
0
out of 10
Analyzing...
Based on your cash flow burden, position count, and industry profile.
Why this score
Your stack eats 66% of your revenue.That's well above the breaking point for your industry.
You're paying an effective APR of 115%.Most credit cards charge 25-30%. You're at 4x that.
What happens next
If you choose to talk to a professional consultant, here's the path. No commitment at any step.
The consultation is free, confidential, and no-obligation.You're hiring an independent perspective — not committing to anything.
Estimated weekly cash freed (with relief options)
$7,800
per week back in your business, based on comparable outcomes
Today
$2,610
→
With relief
$870 – $1,200
What relief looks like
New daily payment (estimated)$870 – $1,200 / day
Cash freed per week$7,800 – $11,200
Cash freed per month$33,800 – $48,500
Engaging a consultant typically pauses the pressure.Once a professional represents you with your funders, enforcement activity usually slows or stops while options are evaluated.
What that weekly savings could actually cover:
Full weekly payroll for your team
Pay your top supplier on time, every week
Marketing budget that actually moves the needle
Emergency repair reserve so one breakdown doesn't sink you
The amount owed doesn't disappear — the pressure does. Daily payments shrink, runway extends, and your business breathes again.
Estimated rescue score—
Positions reviewed—
Est. monthly burden—
Est. weekly cash freed (with relief options)—
Talk to a professional consultant.
Your analysis is stored in this session only. Expires in:
15:00
No commitment. No obligation. A specialist will review your positions before the call, so you don't have to re-explain anything.
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We've got your file.
A specialist will review your positions before reaching out — no re-explaining required.
session_id—
est_rescue_score—
positions_submitted—
industry—
est_weekly_cash_freed—
consultation_type—
contact_eta—
statusunder_review